Wednesday, October 16, 2024

Sunday, October 13, 2024

Lender and Insurance Storm Letter - Borrower/Homeowner Affidavit of No Damage


Mortgage Lenders, especially on homes going through the closing process not yet closed, and Insurance Companies may be demanding an Affidavit of No Damage in areas declared a disaster area. Some may accept a signed affidavit from the homebuyer or owner. Some will demand this be from a licensed NC Home Inspector or Contractor. 

Two options for this:

You supply us with a statement that there is no damage and current (that day) good quality detailed photos of each elevation (side) of the home preferable with a date stamp if possible. We will provide the letter from that assuming we can confirm from that information alone. If not we will need to visit your home to confirm. 

Our fee for this service. 

If we have completed a home inspection for you, at anytime over our 26 years in business, or you are an agent (on your personal home) who’s clients we have conducted an inspection for, there will be no charge even if we must visit your home. 

If you do not fall under the above criteria and we do not have to visit your home the charge will be $100.00. If we must visit your home the charge will be $200.00 plus $1.00 a mile (to cover the round trip) for millage over 100 miles from our inspectors home. If you book a home inspection on that home, or a home you are purchasing (or for agents who pay on a clients home) within one year we will credit $100.00 of that fee toward that home inspection. If you would prefer to book a home inspection there will be no additional charge for the letter.

How to apply? Email your name, address, cell number and email address with photos (as stated above) with a clear statement that there is no damage to chris@chrisdhilton.com. We will make this happen as quickly as possible depending on demand. 

What to do if your home is damage by the storm? We are offering 50% off our standard fees for our Standard Condition of Home Inspection per NC Standards of Practice without any of the added benefits we typically provide with our inspections. You can book that on our website at www.blackcatinspectionservices.com 


Let us be your eyes

www.blackcatinspectionservices.com


Saturday, October 12, 2024

Josh Hedges on his noon inspection in West Jefferson

Black Cat Inspector Josh Hedges on his noon inspection in West Jefferson for agent Sidney Woodruff’s client. 

Let us be your eyes

www.blackcatinspectionservices.com

Emily on her 9 AM home inspection in Burlington

 


Black Cat Inspector Emily Cabrera on her 9 AM inspection of this renovated 1950’s home in Burlington for agent Brooke Buchanan’s client. 

Friday, October 11, 2024

Josh on his noon new construction inspection

 


Black Cat Inspector Josh Hedges on his noon new construction inspection in Pfafftown for agent Dalia Howard’s client. We also performed the pre-insulation/drywall inspection on this one.

Thursday, October 10, 2024

Josh’s 4 PM inspection in Lexington

 


Black Cat Inspector Josh Hedges on his 4 PM inspection in Lexington for agent Kris Childress’s client. Interestingly our founder Chris Hilton inspected this home in 2017. 

Josh on his three building 12 apartment inspection in Winston-Salem

 




Black Cat Inspector Josh Hedges on his 8 AM three building 12 apartment inspection in Winston-Salem for Baldwin agent Christian Courtney's client. 

Wednesday, October 9, 2024

Josh's 4 PM inspection in Winston-Salem


Black Cat Inspector Josh Hedges on his 4 PM FSBO home inspection in Winston-Salem. Lots of interesting involvement with this one. Client, purchasing this home, across the street from theirs, requested Josh because he had inspected a commercial building she sold for the buyer. The Old Man Chris Hilton inspected this home for this seller in 2016 and that buyer's agent is now Josh's mother-in-law. Talk about a small world. 

Let us be your eyes

www.blackcatinspectionservices.com

Tuesday, October 8, 2024

Josh's noon inspection of a pre Civil War home (1815) in Hertford

 

Black Cat Inspector Josh Hedges on his noon inspection of this pre Civil War home (1815) in Hertford for agent Virginia Beach agent Cari Rausch's client. Yes, four hours away and Josh is fine with that. 

Historic Farmhouse in one of North Carolina’s Earliest English Settlements!

The Francis Nixon House (ca.1815) is located just outside of charming downtown Hertford – settled in northeastern NC’s Inner Banks river country. The home, and almost four acres, is part of the former plantation which lies within the boundaries of the Old Neck Historic District, listed on the National Register of Historic Places. Dating to a 1663 land grant, the Old Neck Historic District is one of America’s earliest English settlements.

The Nixon House is a wonderful example of the continued enlargement of an early nineteenth century dwelling to fit the increasing social and economic needs of a family at the beginning of the antebellum period. Highly representative in detail of Federal-style frame dwellings typically built during the first quarter of the nineteenth century for small plantation owners in Perquimans County, the Nixon property survives essentially unchanged since its 1996 nomination to the historic registry.

The 4 bedroom – 2.5 bath home was taken back to its hand-hewn cypress beams and thoughtfully restored in 2020. The current owners have enjoyed the property as a delightful mini farm complete with goats, pigs, ducks, chickens, and guinea hens for the last few years. Interior updates include all new plumbing and electrical, dual-zone HVAC, complete crawlspace encapsulation and whole house dehumidifier. The property sits on a fully fenced in and landscaped yard with an outdoor shower for easy clean-up after farm chores at the end of the day.

Check this home out by clicking here

Historic Homes Are Our Passion

Let us be your eyes

www.blackcatinspectionservices.com

Wednesday, October 2, 2024